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Product
| Description
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| Retail Credit |
- Credit facilitation for affiliated retail merchants selling consumer goods
- Application made directly to Real People on behalf of the customer
- All credit vetting and approvals are handled by Real People
- 2-hour approval process for applications submitted
- Funds paid directly to merchant upon approval
- Clients receive goods upon approval
- No risk to merchants – all vetting and approval performed by our team of credit specialists
- Single page application submitted via e-mail or fax is all you need
- No account management – we do it all for you
- Report provided to track your daily sales
- ORCA is our latest innovation, and ensures fast, efficient processing and approval of all applications online
- No account management – provided by our back office support
- No collection of arrears – provided by back office support
- Reports are tailor-made to provide you with information to track your credit sales
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| Home Improvement |
- Credit facilitation for affiliated retail merchants selling building supplies and hardware
- The above benefits apply
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| Education |
- Credit facilitation for affiliated educational bodies
- Application can be made through relevant educational bodies or directly through the 24-hour Real People Call Centre
- Benefits:
- Loan of up to R15,000 over 24 months
- Loan can be used for study fees and the purchase of books, educational material, personal computers and education-related software
- All credit vetting and approvals are handled by Real People
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| ORCA |
- Internet-based programme allowing the online credit application to be carried out by the merchant on behalf of the customer
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